---
filename: lbcc-savings.png
title: LBCC — DPP Savings vs Direct OSU
cluster: DPP Savings
college: Linn-Benton CC — Albany, OR
model: gemini-3-pro-image (Nano Banana Pro)
aspect_ratio: 4:5
resolution_target: 4K
generated_at: 2026-04-28
generated_by: Media skill via Generate.ts CLI
status: v1 — math documented + primary-source-verified 2026-04-29
---

## Cluster
DPP Savings (Linn-Benton CC — Albany, OR)

## Data points (edit these to change rendered content; re-run `bun generate-all.ts lbcc-savings.png` to regenerate)
- Direct OSU OOS 4-yr baseline: $280,214
- Direct OSU + WUE (if awarded): $195,099 — saves $85,115
- LBCC bridge + parent-moves-to-OR: $146,020 — saves $134,194
- LBCC bridge alone (no residency): $209,026 — saves $71,188
- CA gets bordering-state at LBCC AUTOMATICALLY: $7,733/yr
- OSU 2026-27 OOS T+F: $42,459/yr · resident: $16,014/yr
- WUE = 150% × resident base ≈ $22,711/yr T+F at OSU
- WUE award rate: ~30% of CA applicants · renewable up to 4 yrs
- DPP unlocks OSU dorm — even with 0 OSU credits per term
- OR 8-credit cap blocks self-conversion to residency at full load

## Getting started: who to call (added 2026-04-30)

**LBCC DPP office** — first stop for Aoife. Handles dual-admission paperwork, LBCC enrollment, Y1-Y2 advising.

- **Phone: 541-917-4237**
- **Email: dpp@linnbenton.edu**
- **Office: Albany Campus, Takena Hall, Room 211**
- **Drop-in hours**: Mon 1–3pm · Tue 11am–1pm

**OSU DPP office** — picks up for Y3-Y4 transition, OSU-major-specific questions.

- Phone: 541-737-9472
- Office: 104 Kerr Administration Building, Corvallis, OR 97331
- Web: <https://partnerships.oregonstate.edu/>

Sequence: start with LBCC since enrollment + Y1-Y2 advising live there. OSU advisor activates once Aoife declares an OSU major (typically Y2 spring or Y3 fall).

## Per-year math (added 2026-04-29 — primary-source verified)

### Assumptions

- **Base year**: OSU 2026-27 board-approved rates
- **Annual escalation**: 5%/yr forward (compounds: ×1.0, ×1.05, ×1.1025, ×1.157625)
- **LBCC COA in Albany**: ~$30,000/yr (T+F $7,733 + Albany rent ~$15K + food/books/transport/personal ~$7.3K). LBCC does not publish a clean per-line-item COA.
- **KCC published off-campus COA 2025-26**: $33,831 (verified)
- **WUE T+F**: 1.5 × OSU resident base T+F (per WICHE formula)
- **All scenarios assume Aoife is a CA-resident first-time student starting Fall 2026**

### OSU 2026-27 verified figures

Source: <https://oregonstate.edu/financial-aid/cost-attendance> (verified 2026-04-29)

| Component | Resident | Non-resident |
|---|---:|---:|
| Tuition & fees (15 credits) | $16,014 | $42,459 |
| Living expenses (food + housing) | $18,066 | $18,066 |
| Books, course materials, supplies | $600 | $600 |
| Transportation | $930 | $930 |
| Personal & miscellaneous | $2,958 | $2,958 |
| **TOTAL annual COA** | **$38,568** | **$65,013** |

**Living-only (everything except T+F)**: $22,554 — same for resident and non-resident.

**WUE T+F 2026-27** (1.5 × $16,014): **$24,021**
- Source: <https://admissions.oregonstate.edu/wue> · award rate ~30% of CA applicants · renewable up to 4 years (12 terms)

### LBCC 2025-26 verified figures

Source: <https://www.linnbenton.edu/future-students/explore-lb/cost/tuition.php> (verified 2026-04-29)

- In-state per-credit: $171.85
- **Bordering-state per-credit (CA, ID, NV, WA): $171.85 — automatic, no application**
- Out-of-state per-credit: $370.24
- International per-credit: $446.95
- Annual full-time T+F (45 credits) bordering or in-state: **$7,733**

LBCC does not publish a granular COA breakdown publicly. Estimated total annual COA in Albany ≈ **$30,000** (T+F $7,733 + Albany 1BR or shared-house rent + food + books + transport + personal).

### S1 — Direct OSU OOS (baseline)

| Year | Components | $ |
|---|---|---:|
| Y1 (2026-27) | OSU OOS COA published | $65,013 |
| Y2 (× 1.05) | 5% inflation forward | $68,264 |
| Y3 (× 1.1025) | | $71,677 |
| Y4 (× 1.15763) | | $75,261 |
| **TOTAL** | with 5% escalation | **$280,215** ≈ $280,214 ✓ |
| Rate-locked alternative | $65,013 × 4 | $260,052 |

### S2 — Direct OSU + WUE (4 years, all terms maintained)

| Year | Components | $ |
|---|---|---:|
| Y1 (2026-27) | WUE T+F $24,021 + living $22,554 | $46,575 |
| Y2 (× 1.05) | | $48,904 |
| Y3 (× 1.1025) | | $51,349 |
| Y4 (× 1.15763) | | $53,917 |
| **TOTAL with 5% escalation** | | **$200,745** |
| Rate-locked alternative | $46,575 × 4 | $186,300 |
| Saves vs S1 (with infl.) | | $79,470 |

⚠ **Note**: Site infographic shows $195,099 for S2 (saves $85,115). My recomputation with verified 2026-27 base is $200,745 (saves $79,470). The ~$5,646 discrepancy reflects an older 2025-26 resident base estimate ($15,141, giving WUE = $22,711) used in the original infographic. With OSU's verified 2026-27 figures, the WUE T+F is $24,021 and 4-yr total is $200,745.

### S3 — KCC bridge (Y1 KCC → Y2 LBCC → Y3-Y4 OSU OOS)

| Year | Components | $ |
|---|---|---:|
| Y1 (2026-27 KCC) | KCC published off-campus COA 2025-26 (CA non-res $8,420 T+F + $25,411 living est) | $33,831 |
| Y2 (× 1.05 LBCC) | LBCC Albany ($7,733 T+F + $22,267 est living) × 1.05 | $31,500 |
| Y3 (× 1.1025 OSU OOS) | $65,013 × 1.1025 | $71,677 |
| Y4 (× 1.15763 OSU OOS) | $65,013 × 1.15763 | $75,261 |
| **TOTAL** | | **$212,269** |
| Site published | | $216,578 |
| Discrepancy | | ~$4.3K — KCC inflation assumption |
| Saves vs S1 | with inflation | $67,946 |

### S4 — LBCC bridge + parent moves to OR (Y1-Y2 LBCC → Y3-Y4 OSU resident)

| Year | Components | $ |
|---|---|---:|
| Y1 (2026-27 LBCC) | LBCC Albany (CA bordering = OR resident rate, $7,733 T+F + ~$22.3K living est) | $30,000 |
| Y2 (× 1.05 LBCC) | Same as Y1 (now formally OR-resident, no rate change) × 1.05 | $31,500 |
| Y3 (× 1.1025 OSU resident) | $38,568 × 1.1025 | $42,521 |
| Y4 (× 1.15763 OSU resident) | $38,568 × 1.15763 | $44,647 |
| **TOTAL** | | **$148,668** |
| Site published | | $146,020 |
| Discrepancy | | ~$2.6K — LBCC living-cost estimate |
| Saves vs S1 | | $131,547 |

### S5 — LBCC bridge alone (no residency conversion)

| Year | Components | $ |
|---|---|---:|
| Y1 (2026-27 LBCC) | LBCC Albany CA bordering | $30,000 |
| Y2 (× 1.05 LBCC) | | $31,500 |
| Y3 (× 1.1025 OSU OOS) | $65,013 × 1.1025 | $71,677 |
| Y4 (× 1.15763 OSU OOS) | $65,013 × 1.15763 | $75,261 |
| **TOTAL** | | **$208,438** |
| Site published | | $209,026 |
| Discrepancy | | within $0.6K ✓ |
| Saves vs S1 | | $71,777 |

### Discrepancy summary

| Scenario | Site published | Recomputed | Δ | Cause |
|---|---:|---:|---:|---|
| S1 OSU OOS | $280,214 | $280,215 | $1 | rounding ✓ |
| S2 OSU + WUE | $195,099 | $200,745 | +$5,646 | site used 2025-26 base ($15,141 → WUE $22,711); verified 2026-27 base = $16,014 → WUE $24,021 |
| S3 KCC bridge | $216,578 | $212,269 | -$4,309 | KCC + LBCC inflation assumption |
| S4 LBCC + parent move | $146,020 | $148,668 | +$2,648 | LBCC living-cost estimate ($30K vs ~$28K originally) |
| S5 LBCC alone | $209,026 | $208,438 | -$588 | within rounding ✓ |

**Verdict**: S1 and S5 reconcile cleanly. S2 needs an update for verified 2026-27 WUE. S3 and S4 differ by ~$2-4K due to LBCC living-cost estimate ambiguity (LBCC publishes no clean COA breakdown).

## Style hints (edit to shift visual treatment)
- Palette: paper #F4ECDC base + ink #2A1810 body + Roadrunner slate #2E5C8A primary accent + Willamette ochre #E07A2C secondary
- Aesthetic: editorial / hand-printed California Country
- Typography: elegant serif headline + clean geometric sans-serif data labels
- Iconography: dollar bill with up-arrow, California-to-Oregon arrow, stack of coins, house with parents inside, diploma scroll
- Forbidden: photorealism, stock photos, neon, holographic, gradient mesh, generic AI aesthetic

## Adjustment hints
- **To re-render at higher resolution**: this script already requests 4K; if rendering quality is off, increase resolution by editing the `--size 4K` flag in generate-all.ts to a future tier
- **To adjust color temperature**: change `accent` and `secondary` hex codes in the SPECS entry for lbcc-savings.png; re-run `bun generate-all.ts lbcc-savings.png`
- **To add/remove data points**: edit the `data` array in SPECS for lbcc-savings.png; the prompt rebuilds automatically
- **To shift layout (vertical vs grid)**: append a layout directive after the BODY paragraph in buildPrompt(); re-run
- **To swap iconography**: edit the `iconography` array in SPECS

⚠ **WARNING**: regenerating this infographic will overwrite this sidecar's auto-generated sections (frontmatter, Cluster, Data points, Style hints, Prompt sent to Nano Banana Pro, Adjustment hints, Citations). The "Per-year math (added 2026-04-29 ...)" section above is hand-added and will be LOST on next regen unless the generator is updated. Re-add manually after regen.

## Citations
- https://oregonstate.edu/financial-aid/cost-attendance (primary — OSU 2026-27 + 2025-26 verified 2026-04-29)
- https://news.oregonstate.edu/news/oregon-state-university-board-trustees-approve-2026-27-tuition-rates (board approval)
- https://www.linnbenton.edu/future-students/explore-lb/cost/tuition.php (LBCC 2025-26 + bordering-state list verified 2026-04-29)
- https://admissions.oregonstate.edu/wue (WUE formula + award rate verified 2026-04-29)
- https://admissions.oregonstate.edu/residency-frequently-asked-questions-faq
- https://www.wiche.edu/tuition-savings/wue/
- https://www.kapiolani.hawaii.edu/pay-for-college/cost-of-attendance/ (KCC published COA)